Roscommon Township Homes under $500,000

Welcome to Roscommon Township, a picturesque gem nestled in the heart of Roscommon County, Michigan. Known for its stunning natural beauty and vibrant community spirit, this charming township is the perfect place to call home. With its serene lakes, lush forests, and an abundance of outdoor recreational opportunities, Roscommon Township offers a peaceful retreat for families, retirees, and nature enthusiasts alike.

The township is conveniently located near the stunning Houghton Lake, Michigan's largest inland lake, where residents enjoy boating, fishing, and swimming during the warm summer months. In winter, the area transforms into a winter wonderland, perfect for snowmobiling and ice fishing. With its close-knit community, residents often come together for local events, farmers' markets, and seasonal festivals, fostering a warm and welcoming atmosphere.

For those seeking affordable housing options, Roscommon Township is a treasure trove of homes priced under $500,000. Whether you’re looking for a cozy cottage by the lake, a spacious family home, or a charming ranch-style residence, you’ll find a diverse selection of properties to suit your needs. Many homes boast modern amenities while still retaining that classic Michigan charm, making them perfect for first-time buyers and seasoned homeowners alike.

With a strong sense of community, excellent schools, and an abundance of recreational activities, Roscommon Township is not just a place to live, but a place to thrive. Discover your dream home in this idyllic township and experience the best that Michigan has to offer!

Newest Roscommon Township Homes under $500,000

$134,900

3 Beds ⋅ 2 Baths ⋅ 77080073924 MLS

Built in 2004, this three bedroom, two bath chalet is ready for your vision. It features an attached two car garage and a full basement with egress windows. Located in a desirable neighborhood near schools, restaurants, shopping, trails, and lake access. It offers a chance to create the home or cottage you've been dreaming of.

168 Pepperell, Roscommon Township

Courtesy of COLDWELL BANKER SCHMIDT REALTORS-HL 9893665522

5401 W Houghton Lake Dr, Roscommon Township

$175,000

2 Beds ⋅ 1 Baths ⋅ 65026049136 MLS

Lake views, proven rental history, and all the charm of a classic Houghton Lake cottage! Located directly across the street from Houghton Lake, this adorable 2-bedroom, 1-bath cottage offers lake views and a long history as a successful short-term rental. Even with a shortened rental season, the property grossed approximately $21,000 in 2026. Even better, this is a truly turnkey rental opportunity, being sold furnished and equipped, allowing the next owner to step in without the expense and hassle of furnishing a vacation rental from scratch. Whether you're looking for an investment property, personal getaway, or a combination of both, much of the work has already been done. The sellers have thoughtfully improved the property while preserving its original cottage character. Updates include new LVP flooring, new appliances, ceiling fan/light combinations, and beautifully restored original flooring in the mudroom. Major improvements completed in 2025 include new A/C, hot water heater,well pump, sump pump, and washer and dryer. There's also plenty of room for an RV, boat, trailer, or other Up North toys, plus an existing garage that may offer potential for conversion to additional living space or an accessory dwelling unit, subject to local zoning, permitting, and approval. Spend your mornings enjoying the lake view, your days on Houghton Lake, and your evenings relaxing at your own cozy retreat. With an established rental history, furnishings included, major improvements already completed, and room for all the toys, this one is ready to go from day one. Use it, rent it, or do a little of both!

5401 W Houghton Lake Dr, Roscommon Township

Courtesy of Moayyer Real Estate 6163503429

$75,000

3 Beds ⋅ 1 Baths ⋅ 64026049043 MLS

This 3-bedroom, 1-bath manufactured home in Houghton Lake offers solid ownership value on a generous lot. The home is 924 square feet, which provides efficient, manageable accommodations, while the 2-car garage delivers practical storage and protection for vehicles. The expansive lot size presents flexibility for outdoor use and potential future improvements. The home is in need of renovations, allowing the next owner to earn sweat equity. A straightforward property choice for those seeking affordable homeownership in the Houghton Lake area.

304 Magellan Ave, Roscommon Township

Courtesy of RE/MAX Perrett Associates 2699686101

3175 S Tower Hill Rd, Roscommon Township

$399,900

2 Beds ⋅ 2 Baths ⋅ 77080072949 MLS

3175 Tower Hill offers 1,970 square feet of functional living space set on 2.2 private acres. Built in 1975, the home features a unique layout with two full kitchens, making it ideal for multi-generational setups or hosting. The interior includes two bedrooms, two full bathrooms, and a 12'x15' sunroom. Mechanicals and structural features. This property also includes a brand-new propane furnace, a separate backup wood and coal-burning furnace, and an unfinished basement ready for extra storage or future expansion. Outdoors, the property features a newly landscaped patio with a firepit, an attached 24x28 garage, and a large 64x42 pole barn suitable for equipment, toys, or a workshop. Schedule your tour today!

3175 S Tower Hill Rd, Roscommon Township

Courtesy of CENTURY 21 REALTY NORTH-HOUGHTON LK 9893661801

6344 W Houghton Lake Dr, Roscommon Township

$114,900

2 Beds ⋅ 1 Baths ⋅ 56050220089 MLS

Escape to your own private retreat at Houghton Lake! This charming two-bedroom, one-bath condo offers the ideal combination of year-round recreation and low-maintenance living. Located just steps from the water, the property includes private dock access for boating and fishing, plus convenient proximity to state land, hunting opportunities, and ATV trails. Inside, the warm knotty pine interior creates a classic up-north feel, while the condo comes fully furnished and ready to enjoy. The updated kitchen features gas cooking and a microwave, and an in-wall air-conditioning unit provides added comfort during the summer months. A brand-new on-demand hot water heater adds modern efficiency and convenience. The HOA handles exterior maintenance, including lawn care, snow removal, and winterization, all for a remarkably low annual fee. With an assigned parking space plus additional visitor parking, this turn-key Houghton Lake getaway is ready for its next owner to start enjoying immediately.

6344 W Houghton Lake Dr, Roscommon Township

Courtesy of Irish Hills Realty 5174672000

$304,000

77080072650 MLS

Investment opportunity- Built in 2024, each unit is 768 square foot, 2 bedrooms, 1 bathroom and laundry hook up, very appealing units with shiplap interior siding, luxury vinyl floors, covered front porches, vinyl sided with high efficient forced air natural gas furnaces, city water and sewer.

447-449 S Main St, Roscommon Township

Courtesy of CENTURY 21 REALTY NORTH-HOUGHTON LK 9893661801

$319,900

3 Beds ⋅ 2 Baths ⋅ 20261064942 MLS

Experience elevated lakefront living in this beautifully maintained waterfront home on one of the most sought-after stretches of Houghton Lake. Begin each day with breathtaking sunrise views shimmering across the water while enjoying your morning coffee in a peaceful setting. This move-in ready retreat features 3 spacious bedrooms and 1.5 baths, thoughtfully designed for both comfort and effortless entertaining. The inviting fireplace creates the perfect ambiance for cozy Michigan evenings, while endless days can be spent enjoying the pristine all-sports lake lifestyle. Whether you’re searching for a refined year-round residence or an exceptional getaway escape, this stunning property offers the perfect blend of relaxation, recreation, and timeless waterfront charm.

12508 W Shore Dr, Roscommon Township

Courtesy of Real Estate For A CAUSE 8103447275

$260,000

3 Beds ⋅ 2 Baths ⋅ 20261064891 MLS

Escape to the Northwoods with this versatile Roscommon property offering an additional one-bedroom cottage/ADU, perfect for guests, extended family, a private home office, or potential rental income. Ideally located for enjoying the Up North lifestyle, the property is conveniently close to Kelly’s Beach and state land, providing easy access to swimming, fishing, hiking, hunting, wildlife watching, and year-round outdoor recreation. The main home and separate one-bedroom cottage create a flexible setup for a vacation getaway, full-time residence, or investment opportunity. Enjoy proximity to Higgins Lake, Houghton Lake, trails, forests, and countless recreational destinations while remaining close to Roscommon’s shopping, dining, and everyday conveniences. A unique opportunity to own a northern Michigan retreat with additional living space and easy access to some of the area’s best outdoor amenities. New roof summer 2026. 2 Charming cottages with a lake view just steps to Kelly's Beach on Higgins Lake. Stay in one and rent the other. Pack your bags or turn key investment.

217 Newman St, Roscommon Township

Courtesy of RE/MAX Home Sale Services 7344597646

$189,000

3 Beds ⋅ 1 Baths ⋅ 78080071768 MLS

Completely renovated from top to bottom, this stunning move-in-ready home is where modern style meets peaceful Northern Michigan living. Nestled on 2.25 private acres, this beautifully updated 3-bedroom, 1-bath home offers approximately 1,100 square feet of thoughtfully designed living space that feels warm, inviting, and brand new. As you step inside, youll immediately be welcomed by gorgeous new flooring that flows throughout the home, creating a bright and seamless feel. Every room has been meticulously remodeled with quality craftsmanship, featuring new windows, stylish architectural accents & fresh finishes. The beautifully updated kitchen comes complete with brand-new appliances, making it ready for everything from quiet mornings to entertaining family and friends. Step outside to enjoy your own private retreat. Approximately three-quarters of an acre is fully enclosed with a brand-new fence, providing the perfect space for children, pets, or relaxing around the fire pit. Beyond the fenced yard, the remaining acreage offers room to roam, explore, and enjoy the peaceful surroundings. The attached two-car garage includes a Tesla charging station, adding modern convenience to this exceptional property. Adventure begins right outside your door. With state land directly across the street and bordering the property next door, youll have endless opportunities for hunting, hiking, ATV riding, and wildlife watching. Spend your days golfing at the renowned Forest Dunes Golf Club just five minutes away, kayaking or fishing from the Ausable River access only minutes from the home, or exploring the nearby Roscommon Zoo and countless lakes, trails, and outdoor attractions. Conveniently located just minutes from Roscommon Village for shopping, dining, and everyday essentials, and only 15 minutes to Grayling, 30 minutes to West Branch, and 40 minutes to Gaylord.

2948 E Michigan Hwy, Roscommon Township

Courtesy of Century 21 Northland-Elk Rapids 2312644500

$369,900

2 Beds ⋅ 2 Baths ⋅ 77080071723 MLS

Exceptional lakefront opportunity with 53.27 feet of private lake frontage and a dock included in the sale! Ideally situated next to a road-end access, this property offers additional open space beside the home, enhancing the peaceful lakeside setting. Lovingly owned and meticulously maintained by the same owner for more than 30 years, this charming two-story home is ready for its next chapter. The main level features an inviting open-concept design with the kitchen, dining area, and living room flowing seamlessly together-perfect for everyday living and entertaining. Just off the living room, you'll find a stunning four-season room showcasing panoramic lake views and a cozy gas fireplace, making it the perfect place to relax year-round. Upstairs offers two spacious bedrooms and a full bathroom, providing comfortable accommodations for family and guests. Outside, the property includes a one-car garage, an additional storage shed, and a dock so you can begin enjoying lake life immediately. Whether you're searching for a year-round residence, a weekend getaway, or an investment property, this well-cared-for waterfront home offers an incredible opportunity to enjoy everything lake living has to offer.

205 Ash St, Roscommon Township

Courtesy of COLDWELL BANKER SCHMIDT REALTORS-HL 9893665522

$160,000

1 Beds ⋅ 1 Baths ⋅ 77080070446 MLS

Charming Updated Cottage Near Houghton Lake. This very nicely updated and well-maintained 1-bedroom cottage offers 705 square feet of comfortable, efficient living space designed for easy everyday living or a relaxing getaway. Step outside and enjoy the exceptional patio area, complete with attractive gazebos--perfect for entertaining, outdoor dining, or simply unwinding. The property also features a detached garage with an attached workshop, providing plenty of space for projects and storage, along with a bonus room ideal for guests, hobbies, a home office, or additional storage. Additional highlights include a covered parking structure and two spacious lots, offering extra room for outdoor activities, gardening, or future possibilities. Nestled in a peaceful, quiet neighborhood.

103 White Birch, Roscommon Township

Courtesy of COLDWELL BANKER SCHMIDT REALTORS-HL 9893665522

2287 S Tower Hill Rd, Roscommon Township

$160,000

4 Beds ⋅ 1 Baths ⋅ 78080069731 MLS

Enjoy great views of Houghton Lake, the state's largest inland lake, from this hillside home. Close to restaurants and Roscommon Township's Lakeview Waterfront Park, this would make a great vacation or year-round home. This home offers four bedrooms, a finished walkout basement, and tons of built-in storage. The walk-in closet for the primary bedroom is almost 70 square feet! The home sits on two lots, has a sloping yard with a dedicated fire pit area to host friends and family.

2287 S Tower Hill Rd, Roscommon Township

Courtesy of Lake Homes Realty 8665253466

Start Your Search

The data relating to real estate on this web site comes in part from the Internet Data Exchange Program of the Water Wonderland MLS (WWLX). Real estate listings held by brokerage firms other than National Realty Centers are marked with the WWLX logo and the detailed information about said listing includes the listing office. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor National Realty Centers shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Water Wonderland MLS, Inc © All rights reserved.